P.O Box 422 901 South Main St
Searcy, AR 72145-0422

Tel: +501-268-9301

ACCOUNTS

Credit Union Service:
Saving Account – A minimum deposit amount of $26.00 to open, $1.00 membership fee. $25.00 must remain in the account till account is closed and credit union membership is cancelled. Early Closure fee if closed within 120 days of opening. 2 (two) withdrawals per month, after the 2 (two) there is a fee for each withdrawal. Dividends are paid quarterly.
Checking Account – Free. No minimum deposit amount to open. No annual fee. Unlimited withdrawals. A minimum balance of $250.00 to earn APY. Dividends are paid quarterly.
Christmas Club Account – No minimum balance requirement to open. $450.00 maximum monthly deposit. Can not exceed over $5000.00. $5.00 fee for early withdrawal. Check printed and mailed in November.
Vacation Club Account – No minimum balance requirement to open. $450.00 maximum monthly deposit. Can not exceed over $5000.00. $5.00 fee for early withdrawal. Check printed and mailed in May.
Thrifty Youth Account – Open your child/children, grandchild/children a savings account. Ages newborn – 21 years. A minimum deposit amount of $26.00 to open, $1.00 membership fee. $25.00 must remain in the regular shares account (membership account) till account is closed and credit union membership is cancelled. The child will also get a NSFCU Piggy Bank!
Share Certificate Accounts (CD’s) – We offer a 6 month and a 12 month Certificate of Deposits.
*See Rates Tab for the current dividend rates offered.
Debit Cards – Fast and Convenient! $1.00 per month & $1.00 per ATM withdrawal.
Visa Credit Card – 12.9% – 9.9% APR, No Annual Fee, 25 Day Grace Period, and No application fee.
Vehicle Loans – See “Rates” Tab for the current dividend rates, and terms depending on year model.
RV, Motorcycle, & ATV Loans – See “Rates” Tab for the current dividend rates, and terms depending on year model.
Boat, Trailer Loans and more – See “Rates” Tab for the current dividend rates, and terms depending on year model.
Signature Loans – Unsecured personal loan based on credit score.
*See “Rates” Tab for the current dividend rates offered.
Shared Secured Loans – A loan pledging your shares as collateral. As payments are made, a portion of pledged shares is released and available for withdrawal if needed.
*See “Rates” Tab for the current dividend rates offered.
Direct Deposit – You can set up your payroll to be automatically deposited into your savings or checking account here at NSFCU.
Payroll Deduction – If you only want a certain amount of your Payroll to be deposited into your account or if you have a loan with us you may set a portion of your payroll to automatically be deposited to your account here at NSFCU.
ACH – Ask today about the Electric Transfer option.
Money Wires – Outgoing and Incoming Wire Services are available here at NSFCU. There is a $20.00 fee for Outgoing Wires.
Fax Services – There is a $1.00 fee per page.
*For more information on products and services we offer call us Today at 501-268-9301