Natural State FCU
FEE SCHEDULE(Effective August 2020) |
|
Share Account Fees |
Excessive Withdrawal Fee: (If more than (3) per month) |
$5.00 per withdrawal |
Share Account Early Closure Fee: (If closed within 120 days of opening) |
$20.00 |
Returned Item Fee: |
$30.00 per item |
NSF/Account Negative Fee: |
$30.00 per item |
Stop Payment Fee: (Auto Draft/ACH/EFT) |
$30.00 per item |
Christmas Club: |
Early Closure Fee: $20.00 |
Early Withdrawal Fee: $5.00 |
Vacation Club: |
Early Closure Fee: $20.00 |
Early Withdrawal Fee: $5.00 |
*Dormant Account Fee: (Accounts under $100 & 1 year of no activity) |
$5.00 |
*(This does not include Thrifty Youth Accounts) |
Disbursement of Check to 3rd Party Fee: |
$3.00 per check |
|
Share Draft Account Fees |
NSF/Account Negative Fee: |
$30.00 per item |
Returned Item Fee: |
$30.00 per item |
Stop Payment Fee: (Auto Draft/ACH/EFT) |
$30.00 per item |
Share Draft Check Order: |
Prices vary depending upon style |
Copy of Share Draft Fee: |
$3.00 per copy |
|
Other Service Fees (applicable to all accounts) ** |
Stop Payment Fee: (Checks withdrawn on Share Accounts) |
$36.00 per item |
Deposited Check Return Fee: (Returned from Bank) |
$30.00 per item |
Check Cashing Fee: (members with less than $500 balance) |
$3.00 |
Account Reconciliation Fee: |
$15.00 per hour |
Account Research Fee: |
$15.00 per hour |
Statement Copy Fee: (Statement Reprint) |
$15.00 per copy |
Wire Transfer Fee: (Outgoing)
Wire Transfer Fee: (Incoming) |
$3.00 per wire |
|
$20.00 per wire |
Debit Card/ATM Fees: |
$1.00 per ATM Withdrawal |
Debit Card Replacement Fee: |
$10.00 |
Pin Change/Reset Fee: |
$2.00 |
Temporary Card Block/Hot Card Fee: (Requested thru Credit Union) |
$3.00 |
Fax Fee: |
$1.00 per page |
Share/Loan Ledger Copy Request: |
$1.00 per page |
Levy/Garnishment Request: |
$50.00 |
E-Statements: |
FREE |
*Printed Statements: |
$10.00 Annually |
*One-time fee per year includes quarterly Newsletters. |
|
Loan Fees |
Loan Request Fee: |
$25.00 per loan |
Loan Refinance Fee: |
$30.00 per loan |
Late Fee: |
$30.00 after 10 days |
UCC Filing Fee: |
$20.00 |
Title Default: (after 3 months) |
$100.00 |
Skip-a-payment: (twice per year, once every 6 months) |
$30.00 |
Visa Late Fee: |
$30.00 |
|
Credit Union Membership |
Membership Share: |
$25.00 per value |
Membership Fee: |
$1.00 entrance fee |
|
**Any Additional Bank Charges May Be Added to Above Fees |
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